Table of Contents
BPRS Gebu Prima
BPR Dwicahaya Nusaperkasa
BPR Disky Surya Jaya
BPRS Gayo Perseroda
BPR Artha Kramat
BPR Nagajayaraya Sentrasentosa
Jakarta, cartitleloans Indonesia
—
Six banks had their licenses revoked by the Services Authority
Finance
(
FSA
) since the beginning of this year.
Banks
Those that are closed are mainly Rural Banks (BPR) and Sharia Rural Banks (BPRS) in the regions.
The main causes of banks closing include inadequate capital and liquidity.
The following is a list of banks that will close since early 2025
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BPRS Gebu Prima
PT Bank Per Ekonomian Rakyat Syariah Gebu Prima (BPRS Gebu Prima) is located on Jalan AR Hakim/Jalan Bakti Number 139, Medan, North Sumatra.
Revocation based on Decision of Members of the OJK Board of Commissioners Number KEP-23/D.03/2025 dated 17 April 2025 concerning Revocation of PT Bank Ekonomi Rakyat Syariah Gebu Prima Business License.
On May 6 2024, OJK has placed BPRS Gebu Prima in Bank Under Restructuring supervision status on the basis that BPRS does not meet the capital and soundness levels as stipulated in the provisions.
BPR Dwicahaya Nusaperkasa
OJK revoked the business license of PT BPR Dwicahaya Nusaperkasa in Batu, East Java based on Decision of Members of the OJK Board of Commissioners Number KEP-47/D.03/2025 on 24 July 2025.
This step was taken because the bank failed to meet financial health standards, such as the Minimum Capital Requirement Ratio (KPMM) and liquidity problems.
BPR Disky Surya Jaya
BPR Disky Surya Jaya is located at Jalan Medan-Binjai Km.14.6, Padang Hijau Complex Block A No.18, Deli Serdang, North Sumatra.
The closure is based on the Decree of the Members of the OJK Board of Commissioners Number KEP-58/D.03/2025 dated 19 August 2025.
On August 2 2024, OJK has designated BPR Disky Surya Jaya in Bank Under Health (BDP) status because it has a Minimum Capital Requirement Ratio (KPMM) of less than 12 percent and a Health Level (TKS) has the predicate “Unhealthy”.
BPRS Gayo Perseroda
PT Bank Pembayaran Rakyat Syariah (BPRS) Gayo Perseroda closed based on the Decree of the Members of the Board of Commissioners of the Financial Services Authority Number KEP-62/D.03/2025 on September 9 2025.
The closure of the bank located in Aceh was carried out because the bank failed to fulfill its obligations to resolve capital and liquidity problems.
BPR Artha Kramat
OJK closed PT Bank Per Ekonomian Rakyat Artha Kramat which is located at Jalan Raya Munjungagung Number 28, Tegal Regency, Central Java on October 14 2025.
Revocation in accordance with Decision of Members of the Board of Commissioners of the Financial Services Authority Number KEP-71/D.03/2025.
BPR Nagajayaraya Sentrasentosa
This bank was closed based on the Decree of the Members of the Board of Commissioners of the Financial Services Authority Number KEP-68/D.03/2025 dated 8 October 2025 concerning the Revocation of the Business License of PT Bank Ekonomi Rakyat Nagajayaraya Sentrasentosa.
OJK revoked the business license of PT Bank Perkreditan Rakyat Nagajayaraya Sentrasentosa which is located at Jalan Pahlawan PB Sudirman 85 Kertosono Nganjuk, East Java as of October 8 2025.
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