Jakarta, cartitleloans Indonesia
–
Bank Indonesia
open votes about people’s concerns that
Payment ID
will spy on public financial transactions.
Through the Head of the BI Payment System Policy Department Dicky Kartikoyono, the Central Bank denies the concern of the community.
He said that in implementing the Payment ID system going forward, BI guaranteed not to enter the private or private space by monitoring one by one the public transactions.
“What we see for example is that only sectoral economic growth. We will not enter the private room one by one, there is no point. That also has the potential to violate the Law (Law on Protection Protection). In addition, if we do, BI means BI lacks work if it reaches tracking who bought shoes, who is hanging out at the cafe.
Dicky added that to avoid public concerns about Payment ID, they will spy on their financial transactions, BI is currently conducting trials.
One of the trials will be carried out in the distribution of non -cash social assistance that will be carried out by the government.He said that in September, Payment ID will be tested in the distribution of non -cash social assistance that will be carried out by the government in Banyuwangi, East Java.
The trial he hoped that he could be used by BI and related stakeholders to find out problems that could potentially occur when the system was implemented later.
He also hoped that the trial could be used by BI and related stakeholders to see the harmony of the application of Payment ID with the Consumer Data Protection Act.
“So that there is no concern anymore. We will make sure that consumer data will not be opened without the approval of the data owner. That please underline. All must be obedient to the applicable law,” he said.
[Gambas: cartitleloans video]
BI will launch a financial transaction data system called Payment ID.Dicky previously said the initial trial would begin on August 17, 2025 for one particular use of.
“At present the payment ID is still in the trial/experimentation stage to be used on one
use case
Certain, which is to help the accuracy of the distribution of non -cash social assistance, which will begin the process on August 17, “Dicky said in Jakarta, Wednesday (7/23), as quoted by Antara.
Director of the BI Payment System Policy Department Dudi Dermawan Saputra said Payment ID is a Data Information System for Community Financial Transactions which is a unique identification (unique identification) to optimize granular data.
This system integrates various public financial activities such as income, spending transactions using bank savings, credit cards, and digital wallets (e-wallet).
The system can monitor investment data and individual debt expenses, including online loans (loans).
This system will record the financial profile of the public and be integrated with the Population Identification Number (NIK).
“We (BI) will protect the payment ID owner and avoid abuse from unwanted parties,” said Dudi.
He explained that the distribution of data can only be done with the approval of the owner, for example through notifications on mobile phones if the data is distributed to the bank where the credit application.
In BSPI 2030, Payment ID has three main functions.
First,
as a key identification to form a payment system user profile.
Second,
as a key to authentication in processing transactions.
Third,
As a unique key to combining individual profile data with granular transaction data.
The ultimate goal is to build a database as a public goods that can strengthen the integrity of transactions and support the formulation of national policies.
(AGT/SFR)
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